What Does Coronavirus Insurance Cover?

 

It's been more than a year since the first case of COVID-19 was reported, but we can still feel the heat of it. It's not gone yet and no one knows when the world will be corona free. In the middle of all these, we have learned to live with it.

Precautions such as wearing mask, washing hands etc, are being followed by us. However, it's not enough to protect you or your family against the costs of COVID-19 treatment expenses and its aftermath. Lately but slowly the world was taking small steps to the normal. In the meantime, we are witnessing the second wave - the new coronavirus strain which is said to be even deadlier than the past one.

Coronavirus insurance online


The thing is, we do not know where we might end up and when one of us fall victim to this demon virus. That's why it's always wise to prepare beforehand than be sorry. This is the reason why coronavirus insurance is what you need to battle this invisible monster. A COVID-19 policy will take care of all the unforeseen medical expenses in case you are diagnosed with the virus.

Now let's have a look at the coverage of corona insurance:

Quarantine Cover

Medical expenses incurred during Quarantine, starting from the 4th day of Quarantine for a maximum of 15 days during the Policy Period.

Pre-Hospitalization Expenses

Covers medical expenses incurred for treatment up to 30 days prior to date of Hospitalization due to positive Diagnosis of COVID-19.

Post-Hospitalization Expenses

Covers medical expenses incurred for treatment for recovery period of 60 days Post Discharge from the Hospital during the treatment of Insured Person due to positive Diagnosis of COVID-19.

Ambulance Cover

Covers expenses on availing Road Ambulance Services in relation to Hospitalization of Insured Person due to presence of COVID-19.

Convalescence Cover

A Lump sum amount is paid to the surviving Insured Person after his/her discharge from minimum 14 days of Hospitalization. The cover will be paid post discharge.

Daily Cash Benefit

An opted Daily Cash* pay out to insured Person for each 24 hours of Hospitalization starting from the 2nd consecutive day of Hospitalization (OR) 4th consecutive day of Quarantine for a maximum of 30 days.

So without taking up any more chances, make sure that you and your family are protected under the best COVID-19 insurance policy. You can click here to grab the best cover.

Comments

Popular posts from this blog

Top 5 Reasons to Buy Life Insurance

Where Can I Get the Best Life Insurance Policy in India?

How Effective Is Online Life Insurance Buying?