What Does Coronavirus Insurance Cover?
It's been more than a year since the first
case of COVID-19 was reported, but we can still feel the heat of it. It's not
gone yet and no one knows when the world will be corona free. In the middle of
all these, we have learned to live with it.
Precautions such as wearing mask, washing
hands etc, are being followed by us. However, it's not enough to protect you or
your family against the costs of COVID-19 treatment expenses and its aftermath.
Lately but slowly the world was taking small steps to the normal. In the
meantime, we are witnessing the second wave - the new coronavirus strain which
is said to be even deadlier than the past one.
The thing is, we do not know where we might
end up and when one of us fall victim to this demon virus. That's why it's always
wise to prepare beforehand than be sorry. This is the reason why coronavirus
insurance is what you need to battle this invisible monster. A COVID-19 policy
will take care of all the unforeseen medical expenses in case you are diagnosed
with the virus.
Now let's have a look at the coverage of
corona insurance:
Quarantine
Cover
Medical
expenses incurred during Quarantine, starting from the 4th day of Quarantine
for a maximum of 15 days during the Policy Period.
Pre-Hospitalization
Expenses
Covers
medical expenses incurred for treatment up to 30 days prior to date of
Hospitalization due to positive Diagnosis of COVID-19.
Post-Hospitalization
Expenses
Covers
medical expenses incurred for treatment for recovery period of 60 days Post
Discharge from the Hospital during the treatment of Insured Person due to
positive Diagnosis of COVID-19.
Ambulance
Cover
Covers
expenses on availing Road Ambulance Services in relation to Hospitalization of
Insured Person due to presence of COVID-19.
Convalescence
Cover
A Lump
sum amount is paid to the surviving Insured Person after his/her discharge from
minimum 14 days of Hospitalization. The cover will be paid post discharge.
Daily
Cash Benefit
An
opted Daily Cash* pay out to insured Person for each 24 hours of
Hospitalization starting from the 2nd consecutive day of Hospitalization (OR)
4th consecutive day of Quarantine for a maximum of 30 days.
So without taking up any more chances, make
sure that you and your family are protected under the best COVID-19 insurance
policy. You can click here to grab the best cover.
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