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What Is the Importance of Life Insurance?

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  Life is volatile and unpredictable. It’s like a roller coaster – full of ups and downs. We can never know what the next moment is holding for us. Neither can we plan in advance to steer clear of an unforeseen incident. While it’s a concrete truth that we have no control over the incidents happening in our life, there’s something you can do to make sure that the lives of your dependents goes smooth without any financial obstacles. And for this reason, you will have to plan beforehand. You need to make sure that the people you care for or your loved ones live a happy life even after you will be long gone. Life insurance policies basically do this job very effectively. Life insurance plans, as the name suggest, have been specifically designed to protect your life as well as your loved ones. Life insurance offers death benefits in case of the insured’s ill-timed demise plus maturity benefits. It simply means the insured will be offered a lump sum a...
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How Do I Get the Best Car Insurance Policy Online?

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  Car insurance is a must in India. With the rising numbers of cars in the street, car insurance has become doubtlessly a matter of grave concern. Car insurance online policies are offered by a myriad of car insurance providers. But we tend to commit some mistakes while choosing the best car insurance policy. Since our prime objective is to get the best package out of an affordable car insurance policy, we overlook some important aspects of the car Insurance policy. Most people don’t consider proper research before choosing the right car insurance renewal or car insurance policy. Here are some of the necessary points you should pay attention to, if you want to avail the best car insurance: ·         Compare Car insurance Policies & Quotes Online: Compare all your car insurance providers to choose the best from them. Find out whether the car Insurance online policies you are choosing from provide the type of coverage you are looking for....
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What Does Coronavirus Insurance Cover?

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  It's been more than a year since the first case of COVID-19 was reported, but we can still feel the heat of it. It's not gone yet and no one knows when the world will be corona free. In the middle of all these, we have learned to live with it. Precautions such as wearing mask, washing hands etc, are being followed by us. However, it's not enough to protect you or your family against the costs of COVID-19 treatment expenses and its aftermath. Lately but slowly the world was taking small steps to the normal. In the meantime, we are witnessing the second wave - the new coronavirus strain which is said to be even deadlier than the past one. The thing is, we do not know where we might end up and when one of us fall victim to this demon virus. That's why it's always wise to prepare beforehand than be sorry. This is the reason why coronavirus insurance is what you need to battle this invisible monster. A COVID-19 policy will take care of all the unforeseen medical ex...
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Enjoy the Benefits of the Best Term Insurance Plans for the Best Price

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  Term life insurance is the most basic type of life insurance plan. It is affordable and offers wide-ranging benefits. In exchange for a fixed premium, the insured is offered robust protection for a specific term. In the middle of the tenure of the term insurance plan , if the insured passes away, the family of the policyholder will be provided with the amount of the policy. The sum insured of a term plan is considerably higher and it costs less when compared to other type of life insurance plans.   All the providers of life insurance policies today offer different types of term plans. In order to avail the best term life plan for the protection of your family, it is advisable to compare different term plans online. Online comparison of term plans will bring you the top covers for the lowest premium.   In addition to that, you will not have to pay any additional costs to any agents. You will only be paying for what you are buying. Term life offers good coverage ...
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Why to Buy Life Insurance Plans Online?

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  Life insurance ensures total protection to your loved ones and family in your absence. It takes care of the economical needs of the family in case you do not make it tomorrow. Apart from that, there are also a bunch of online life insurance plans that can be purchased for the fulfilment of short term goals such as the marriage of children, educational needs, etc. Plus, there are various life insurance plans online that gives a good return after a specific term. It can be used as an investment.   People buy life insurance for the protection and security of their family. Most of us prefer to buy life insurance from our agents and go with the plan that they ask us to buy.   However, it is always advisable to buy life insurance online for the following reasons:   ●         Online purchase of life insurance plans will bring all the top plans from the top insurance companies in your fingertips.   ●   ...
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How Effective Is Online Life Insurance Buying?

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  Today the entire world is online. Everything is accessible in a few clicks. And in the age of smartphones, everything is in our fingertips. From vegetables, medicines, grocery to clothes or ordering your favourite food online, we can get access to almost anything today - online. life insurance too, in this aspect, can be purchased today online without any hassle.   By visiting the official website of your life insurance provider or by simply logging into any reliable insurance broking portal, you can instantly buy the life insurance plan of your choice.   But Why Should I Buy Life Insurance Online?   ●         To answer this question, when you buy life insurance online, you will be able to see the different benefits of the policy.   ●         In addition to that, you will have access to all types of different life insurance companies and their plans. You will no longer have ...
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Life Insurance Claim Process

  When we buy a life insurance policy , we consider several factors like the price, the sum assured of the plan, policy coverage, exclusions and so on. It is equally important to know how to make a life insurance claim in case the worst event happens.   In addition to that, the nominee or family members should also be conscious of the process of filing a claim. Note that there could be two scenarios for filing a claim:   Have a look at the general process and documents required for filing insurance claims under both the scenarios. How to File a Death Claim?   When a person with a life insurance policy called "life assured" – dies, a claim intimation should be sent to the insurance company as early as possible. The nominee or the assignee under the policy can do this. Any close relative of the insured or the agent who oversees the policy may also do the needful.   The claim intimation should comprise of some important information like the date, ...
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